Credit – What to expect during the loan process.

Credit – What to expect during the loan process.

Good credit is critical when it comes to obtaining the best interest rates and terms on a mortgage.  Here are some credit tips when applying for a mortgage.

Stay current, on existing accounts, one 30 day notice can cost you.

Continue to use your credit as normal, changing your patter will raise a red flag and may potentially lower your credit score.

Credit – What to expect during the loan process.

Credit – What to expect during the loan process.

Call your mortgage professional before making any address or credit changes, check in with your contact  in the photo above.

Try to avoid applying for new credit, maxing out credit cards, paying off collections or charge-offs or consolidating your debts.

Good credit is critical when it comes to obtaining the best interest rates and terms on a mortgage. John Coneys of Freedom Mortgage, and I want to offer you some credit tips for when you do decide to apply for a mortgage. #RealEstate #Realtor #BuyersMarket #FreedomFast #CreditTips #LetFreedomHelp