But what do you need to be able to do once you  find a real estate deal that seems like it has  potential?

==> There are 2 things that you must be able to  do  – these are crucial – once a deal comes along  your way:

1) Analyze it the right way to figure out if  it’s indeed a great deal or just a lemon.

2) You must be able to get the funds to take  advantage of this deal QUICKLY if it turns out  to be a good one.

When it comes to really juicy real estate deals,  those investors with readily available funds (and ability to prove it) win the deals, hands down.

This holds true for residential deals and commercial alike.

==> What kind of funding will you need?

Well, that depends on what kind of deals you’re going after.

*** For example:

If you are rehabbing and flipping, you’ll need short-term acquisition and rehab funds.

If you rehabbing and keeping properties as rentals, you’ll need long-term financing as well as short-term.

If you going after large apartment buildings, you may need:

1) Equity investors to put up the cash for downpayment and
2) Bank financing for the rest of the purchase price

==> Point is this:  No matter what kind of deals you’re going after, having your ducks in a row BEFORE you find the right deal will ensure you GET THE DEAL!

And even if you think you have everything in order already,there’s always better, cheaper, and easier sources of capital out there!

BUYERS: How To Buy A Home With Zero Down!

If you are looking to buy a home but think you either don’t have the money saved up to afford a down payment or you don’t want to liquidate all your current assets, there is a way around this dilemma. This report will inform you of ways you can buy a home with no money up front.

Are You Trapped Paying Someone Else’s Mortgage?

If you find yourself caught in the endless cycle of paying your landlord’s mortgage, why not take the time to examine what it would be like to build your own equity and buy a home and stop paying rent? The general perception of many potential homebuyers is that a substantial down payment is required in order to buy a home. It doesn’t have to be this way. Because of this notion, many people believe they must save for years and years before they can qualify for a home loan. In the meantime, these people are paying for the real estate owned by someone else. If you find yourself trapped in the same routine month after month, year after year, paying for someone else’s property, then this report is for you.

What A Good Real Estate Agent Can Help you with when you want to Buy a Home

A good real estate agent can tell you about existing lender and government programs that can get you into a new home with no money down. With a zero down payment program, you can begin to move into a home immediately and build your own equity.

Qualifying for these zero down payment programs can be much easier than you think when it comes time to buy a home. The Federal Housing Administration (FHA), or the Veterans Administration (VA) and many other government programs or grant programs are available for homebuyers with zero or little down. Hundreds of thousands homebuyers are realizing their dream of home ownership every year, and you can too.

The Steps To buy a home For Zero Down

First, you need an excellent credit history. You should have no recent history of bad debts, and be able to prove that you can make consistent and timely payments on any current liabilities. You will be required to disclose all of your current liabilities in order to determine how much more mortgage you can qualify for. Liabilities will include such things as car payments and credit card debts. If those are paid off, the better loan you can get. A good REALTOR will be able to recommend a lender who will work with you to get the best possible loan. You must have at least three years of stable employment. This is either proof of employment for the past three years or financial statements for the same time if you are self-employed.

You will also need to be able to demonstrate that you can afford the taxes, insurance, and utilities that come up front on your home purchase. This will vary depending on the amount of your home purchase.

Under the terms of a zero down payment program, there will be several types of homes that you can get into. These properties include single-family homes, townhouses or condominiums. It is important to note that not all homes will qualify for the zero down payment program. An experienced and knowledgeable REALTOR will know what properties in your area can qualify under these programs and can assist you in finding the home that is right for you.

The ability to buy a home with no money down can be an easy process. Consider the benefits of getting into a home that is yours and building equity every month, instead of renting and not having anything to show for it in the end. Plus, the interest you pay on your loan is a tax deduction. The appreciation in value of real estate is the basis of more wealth in this country than any other. Investment example: a $400,000 home that appreciates 10% is $40,000 equity in just one year, $44,000 in the second year and so on.

Choose your agent wisely. Working with a full-time professional real estate agent is a must when it’s time to buy a home. Ask questions of your agent. Find out how knowledgeable he or she is about houses currently for sale in your price range and also of houses that have recently sold. Can your agent recommend a good lender that has the reputation of excellent customer service and low rates? Does your agent ask questions of you to have a full understanding of what you are looking for to help you get the most home for the money?

Thank you for requesting a copy of this free report on how to buy a home with zero down. I hope this report has been informative and helpful in your search for the perfect home.

For prompt, courteous, professional service, call, e-mail, or visit my website.

Have questions, need advice you can count on or just want to discuss this further?  Don’t waste any more time; pick up the phone and call me now!  I’m here to help!

I appreciate you as a client and a friend. I appreciate your business, your loyalty, trust and your referrals. It is my goal to provide the very best counsel, advice and service possible for your real estate needs. If I may ever be of assistance to you, a relative, friend or co-worker please don’t hesitate to call me. I look forward to the opportunity to serve you.

Mistake #1 — Pricing Your Property Too High

Every seller obviously wants to get the most money for his or her product. Ironically, the best way to do this is NOT to list your product at an excessively high price! A high listing price will cause some prospective buyers to lose interest before even seeing your property. Also, it may lead other buyers to expect more than what you have to offer. As a result, overpriced properties tend to take an unusually long time to sell, and they end up being sold at a lower price.

Mistake #2 — Mistaking Re-finance Appraisals for the Market Value

Unfortunately, a re-finance appraisal may have been stated at an untruthfully high price. Often, lenders estimate the value of your property to be higher than it actually is in order to encourage re-financing. The market value of your home could actually be lower. Your best bet is to ask your REALTOR® for the most recent information regarding property sales in your community. This will give you an up-to-date and factually accurate estimate of your property value.

Mistake #3 — Forgetting to “Showcase Your Home”

In spite of how frequently this mistake is addressed and how simple it is to avoid, its prevalence is still widespread. When attempting to sell your home to prospective buyers, do not forget to make your home look as pleasant as possible. Make necessary repairs. Clean. Make sure everything functions and looks presentable. A poorly kept home in need of repairs will surely lower the selling price of your property and will even turn away some buyers.

Mistake #4 — Trying to “Hard Sell” While Showing

Buying a house is always an emotional and difficult decision. As a result, you should try to allow prospective buyers to comfortably examine your property. Don’t try haggling or forcefully selling. Instead, be friendly and hospitable. A good idea would be to point out any subtle amenities and be receptive to questions.

Mistake #5 — Trying to Sell to “Looky-Loos”

A prospective buyer who shows interest because of a “for sale” sign he saw may not really be interested in your property. Often buyers who do not come through a REALTOR® are a good 6-9 months away from buying, and they are more interested in seeing what is out there than in actually making a purchase. They may still have to sell their house, or may not be able to afford a house yet. They may still even be unsure as to whether or not they want to relocate.

Your REALTOR® should be able to distinguish realistic potential buyers from mere lookers. REALTOR®s should usually find out a prospective buyer’s savings, credit rating, and purchasing power in general. If your REALTOR® fails to find out this pertinent information, you should do some investigating and questioning on your own. This will help you avoid wasting valuable time marketing towards the wrong people. If you have to do this work yourself, consider finding a new REALTOR®.

Mistake #6 — Not Knowing Your Rights & Responsibilities

It is extremely important that you are well-informed of the details in your real estate contract. Real estate contracts are legally binding documents, and they can often be complex and confusing. Not being aware of the terms in your contract could cost you thousands for repairs and inspections. Know what you are responsible for before signing the contract. Can the property be sold “as is”? How will deed restrictions and local zoning laws will affect your transaction? Not knowing the answers to these kind of questions could end up costing you a considerable amount of money.

Mistake #7 — Limiting the Marketing and Advertising of the Property

Your REALTOR® should employ a wide variety of marketing techniques. Your REALTOR® should also be committed to selling your property; he or she should be available for every phone call from a prospective buyer. Most calls are received, and open houses are scheduled, during business hours, so make sure that your REALTOR® is working on selling your home during these hours. Chances are that you have a job, too, so you may not be able to get in touch with many potential buyers.

Come back soon!

Easing the Transition to Your New Home Use the right boxes, and pack them carefully

Professional moving companies use only sturdy, reinforced cartons when moving you into Your New Home. The boxes you can get at your neighborhood supermarket or liquor store might be free, but they are not nearly as strong or padded, and so can’t shield your valuables as well from harm in transit to Your New Home.

Use sheets, blankets, pillows and towels to separate pictures and other fragile objects from each other and the sides of the carton. Pack plates and glass objects vertically, rather than flat and stacked.

Be sure to point out to your mover the boxes in which you’ve packed fragile items, especially if those items are exceptionally valuable. The mover will advise you whether those valuables need to be repacked in sturdier, more appropriate boxes for the move to Your New Home.

The heavier the item, the smaller the box it should occupy. A good rule of thumb is if you can’t lift the carton easily, it’s too heavy. Label your boxes, especially the one containing sheets and towels, so you can find everything you need the first night in your new home.

For your family’s safety and comfort in Your New Home

Teach your children the address of Your New Home. Let them practice writing it on packed cartons. You can lighten your load and reduce any storage space you need to rent by hosting a garage or yard sale.

Fill two “OPEN ME FIRST” cartons containing snacks, instant coffee or tea bags, soap, toilet paper, toothpaste and brushes, medicine and toiletry items (make sure caps are tightly secured), flashlight, screwdriver, pliers, can opener, paper plates, cups and utensils, a pan or two, paper towels, and any other items your family can’t do without. Ask your van foreman to load one of these boxes, so that it will be unloaded at your new home first. Why the second box? In case the movers are delayed getting to your house on the day of the move.

Keep your pets out of packing boxes and away from all the activity on moving day to Your New Home.

Let all your electrical gadgets return to room temperature before plugging them in.

Since you may need to call old neighbors or businesses from your new home, pack your phone book.

Work hand in hand with your mover

Give the mover’s foreman your reach numbers and email addresses so you can stay in contact.

Read the inventory form carefully, and ask the mover to explain anything you don’t understand. Make a note of your shipment’s registration number, and keep your Bill of Lading handy.

If you’re moving long distance, be aware that your property might share a truck with that of several other households. For this reason, your mover might have to warehouse your furniture and belongings for several days. Therefore, ask your mover whether your goods will remain on the truck until delivered. If they have to be stored, ask whether you can check the warehouse for security, organization and cleanliness.

Moving into a new home

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HOME BUYERS: How To Avoid Seven Costly Mistakes!

There are some simple steps that home buyers often miss when looking for their new home.

Taking the time to consider these steps can save home buyers thousands of dollars, but more importantly, can smooth the process of buying a new home. With just a touch of preparation, home buyers can save time and money, as well as alleviate stressful situations in advance.  Contained in this report are seven basic steps that will alleviate the uncertainty and trepidation that comes from buying a home, regardless of whether you are making your first purchase or are simply relocating.

Be Honest

1. Begin by being up front and honest with your REALTOR and lender about your credit history.  A home buyers credit, whether good or bad, affects everything from your down payment to your interest rates.  Your REALTOR or a professional mortgage consultant can often advise you the home buyers as to how you can get credit problems cleared up or completely eliminated from your credit report before you apply for financing or make an offer on a new home.

Get Pre-Qualified

2.  Getting pre-qualified for a loan by a professional lender before you begin your search for a new home will allow you to know in advance exactly what kind, and how much, mortgage you can afford.  This makes it possible for home buyers to make an offer on your new home with confidence that enough funding is available.

Ask For A Home Warranty

3.  If the seller does not offer a home warranty on the house you want, ask your REALTOR to make it a part of the written offer that you make.  A home warranty can save home buyers thousands of dollars in repairs, and can often be obtained for a very nominal annual fee.  A standard warranty covers the electrical, plumbing, heating and air conditioning systems as well as major home appliances.

Get A Market Analysis

4.  Ask your REALTOR for a market analysis of the home, in comparison to similar homes in the neighborhood or throughout the city, before you make an offer.  A home is not just a place where you live – it is also an investment.  Take the time to view several homes before you make an offer so you know exactly what is on the market.  Be certain you are making a wise investment.

Get a Home Inspection

5.  Make your offer contingent upon a home inspection and ask the seller to make the required repairs.  Hire a professional to inspect every aspect of the home thoroughly.  This can save home buyers thousands of dollars in costly repairs and many headaches in the future.  A good inspection can also allow you to negotiate for any repairs prior to closing.  If the seller is not willing to make the necessary repairs, remind them that the lender will also require the home to be in good condition before they make a loan for the purchase.

Understand Your Situation

6.  Take into account your present homeowner or renter status.  If you already own a home and must sell it before you buy a new one, it is best to get a REALTOR to do a complete market analysis on your present home.  This allows home buyers to know how much they can sell their current home for before they make an offer on a new one.  If you are leasing or renting, the lease’s expiration date will give you a timetable for your new purchase.  Review this with your REALTOR well in advance of when you want to move.

Select the Right Agent

7.  Choose your agent wisely.  Working with a full-time professional real estate agent is a must. Ask questions of your agent.  Find out how knowledgeable he or she is about houses currently for sale in your price range and also of houses that have recently sold.  Can your agent recommend a good lender that has the reputation of excellent customer service and low rates?  Does your agent ask questions of you to have a full understanding of what you are looking for and to help you get the most home for the money?

A top-tier real estate agent is one who is interested not just in selling houses, but one who is willing and able to match you to the home of your dreams!  It is to the home buyers benefit to interview more than one agent until you find one that is best suited and prepared to provide the pride of ownership for you and your family.

BUYERS: Save Thousands When You Buy Your New Home!

Buying a home is a great investment, possibly the largest investment you will ever make, so it seems logical that you would want to invest your money wisely when the time comes to Buy Your New Home.  The following report will tell you simple but often-overlooked procedures that will allow you to maximize the return of the dollars you invest when you Buy Your New Home.

Things to consider when you Buy Your New Home

Most home buyers have two primary considerations when they start looking for a home.  First, you want it to meet your needs and desires, and secondly, you want to get the best buy possible when you Buy Your New Home.  Successful home buyers emerge from a sale with the features they want in their new home at the best price available in the market.

Know What You Are Looking For when Buy Your New Home

Take the time to write up a list of your practical needs when shopping to Buy Your New Home.  Once you complete that list, then make another list of desires. When you go out and actually begin viewing houses, be sure your choice is one that fulfills most of your needs when you want to Buy Your New Home.  It is not uncommon for someone to start out with very specific needs and wants but fall in love with a home offering different features.  Ideally a house will come along that has all of your needs and desires, but sometimes that doesn’t occur.  Be careful not to get caught up in the excitement of home shopping and end up with a home that is not as close to perfect as possible.  In the long run, finding a home that best suits all of your needs will be more satisfying than a house that has a few fancy features but ultimately is an inconvenience when you Buy Your New Home.

Get Pre-Qualified By A Professional Mortgage Lender Before you Buy Your New Home

You should be pre-approved for a loan by a professional mortgage lender in order to Buy Your New Home.  By understanding what you can afford, you will not spend time looking for homes that are out of your price range.  You also need to understand the various financial aspects of the sale, from whether to spend more up front or make a smaller down payment and work with a larger loan.  There are several costs to consider in the process before you Buy Your New Home.  Your REALTOR can recommend a reputable mortgage lender who has the reputation of providing excellent service and good rates.  Remember, the backbone of any financial transaction is knowing what you are capable of before you hit the negotiating table.  Being pre-qualified will allow you the freedom to select the house that best fits your budget with confidence.

Choose Your Agent Wisely Before you Buy Your New Home

Any agent will show enthusiasm and will want to help you locate and Buy Your New Home; they need:

A.  Experience at assisting buyers in locating the best home.
B.  Ability to use technology to search the market thoroughly.
C.  To review with you comparable home sales in the area you choose.
D.  Information pertaining to new homes coming on the market that other agents do not know of.

Working with a full-time professional real estate agent is a must. Choose your agent by asking questions of him or her before deciding on them to help you Buy Your New Home.

Find out how knowledgeable they are about houses currently for sale in your price range and also of houses that have recently sold.  Can your agent recommend a good lender that has the reputation of excellent customer service and low rates to assist your new buyer with financing?  A good listing agent can get your house sold quickly at TOP DOLLAR and help you Buy Your New Home.

Buy Your New Home