What is debt-to-income ratio?
What is debt-to-income ratio?
Calculating your debt-to-income ratio (DTI) is one of the simplest ways to get a handle on your current financial health.
DTI is the percentage of your monthly income that goes towards debt payments. Lenders look at your DTI when they are considering your ability to pay back new debt. Your debt-to-income ratio can have an impact on how much home you can afford because your DTI can affect how much money a lender might be willing to let you borrow.
See below image for ways to calculate your debt-to-income ratio and more.
What is debt-to-income ratio?
What is Debt to Income Ratio? Calculating your debt-to-income ratio (DTI) is one of the simplest ways to get a handle on your current health. John Coneys of Freedom Mortgage, and I can help. #RealEstate #Realtor #HomePurchase #BuyersMarket #FreedomMortgage #DTI #LetFreedomHelp
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