A smooth mortgage experience – what to expect

A smooth mortgage experience – what to expect

 

At freedom mortgage we want you to have a smooth mortgage experience.  The important tips below can make a critical difference in helping to ensure your application is processed as quickly as possible.  As always we are here to assist every step of the way.

Expect To:

  • Keep all records in good order
  • Prove your income
  • Document gifts for a smooth mortgage experience.
  • Confirm your assets
  • Confirm your current residence
  • Keep your credit in good standing

 

AVOID:

  • Applying for new credit. Changes in your credit can cause delays.  Even a change in the terms of your financing can prevent closing.  Please notify us of any credit changes so we can discuss  their potential impact on your smooth mortgage experience.
  • Changing jobs during the process. Probationary periods, career or status changes can be subject to very strict rules
  • Making Undocumented Deposits. Large deposits must be sourced unless they are identified.  Make copies of checks and deposit slips.  Avoid depositing cash.

 

smooth mortgage experience

smooth mortgage experience

Contact me today to help you make your dreams of a smooth mortgage experience a reality.